Research interests:
Digital Finance, Gender, Microfinance, Savings, Rural Development in Lower-Income Countries

Education:

  • 2020-2024 Dr. rer. pol., Georg-August-Universität Göttingen
  • → Title of thesis: From Savings to Credit: Exploring the Financial Behavior of Smallholder Farmers in Mali, Ghana, and Madagascar

  • 2017-2020 M.Sc. Sustainable International Agriculture (International Agribusiness and Rural Development), Joint Double Degree at the Georg-August-Universität Göttingen & Universidad de Talca
  • → Masterthesis: Does individual risk attitude and the level of trust make a difference? The choice of Cambodian villagers between microfinance institutes and informal moneylenders

  • 2014-2017 B.Sc. Agrarwissenschaften (Agribusiness), Georg-August Universität Göttingen

  • Publications:
  • Ölkers, T., Wahbi, A., & Musshoff, O. (2025) Understanding temptation spending and saving behavior among Malian farming households. The Journal of International Development. Forthcoming

  • Wahbi, A., & Musshoff, O. (2024). Unlocking rural resilience: Exploring innovative digital saving solutions for farming households in Mali. Journal of Agricultural Economics, 75(3), 931-954. https://doi.org/10.1111/1477-9552.12609

  • Wahbi, A., Rosero Asqui, G. A., & Musshoff, O. (2024). Saving on the Phone—Evidence from Ghanaian Cocoa Farmers. The Journal of Development Studies, 1-18. https://doi.org/10.1080/00220388.2024.2398464

  • Wahbi, A., Sarfo, Y., & Musshoff, O. (2023). Female smallholder farmers’ preferences for digital and conventional credit attributes: evidence from Madagascar. Agricultural Finance Review, 83(4/5), 549-571. https://doi.org/10.1108/AFR-01-2023-0008

  • Possner, A., Bruns, S., & Musshoff, O. (2022). A Cambodian smallholder farmer's choice between microfinance institutes and informal commercial moneylenders: the role of risk attitude. Agricultural Finance Review, 82(1), 183-204.

  • Conference contributions:
  • Wahbi, A., Nordmeyer, E., Ölkers, T. Musshoff, O. (2024). Savings for resilience: Investigating saving channels among Malian smallholder farmers. 98th Annual Conference of The Agricultural Economics Society (AES). March 18 – 20, 2024, University of Edinburgh, Scotland (presentation).

  • Possner, A. & Musshoff, O. (2022) Female Smallholder Farmer’s Preferences for Digital and Conventional Credit Attributes. Regional GIZ Conference Digitalising Agricultural Finance, Lusaka, Zambia, 10-14 October 2022, (invited online presentation)

  • Possner, A., Rosero, G. & Mußhoff, O. (2022). Saving on the Phone. Evidence from Ghanaian Smallholder Farmers. 185th European Association of Agricultural Economists (EAAE) AgEconMeet - Early career development seminar for agricultural economists in Europe, Göttingen (Germany), October 5 - 7, 2022 (paper presentation).

  • Possner, A., Rosero, G. & Mußhoff, O. (2022). Saving on the Phone. Evidence from Ghanaian Smallholder Farmers. 2022 Agricultural & Applied Economics Association (AAEA) Los Angeles, California, July 30 – August 3, 2022 (poster presentation).

  • Possner, A., Rosero, G. & Mußhoff, O. (2022). Saving on the Phone. Evidence from Ghanaian Smallholder Farmers. Annual Conference of the Agricultural Economics Society (AES), KU Leuven, Belgium, April 4 - 6, 2022 (paper presentation).

  • Possner, A., Mußhoff, O. & Sarfo, Y. (2022). Paths to improve credit access for women in Madagascar. Preferences for Digital and Conventional Credit. 66th annual conference of the Australasian Agricultural & Resource Economics Society (AARES), Sydney, Australia, February 7 - 11, 2022 (online paper presentation).

  • Possner, A., Mußhoff, O., Sarfo, Y., & Danne, M. (2021). Paths to improve credit access for women in Madagascar. Preferences for Digital and Conventional Credit. 2021 Agricultural & Applied Economics Association (AAEA) & Western Agricultural Economics Association (WAEA) Joint Annual Meeting. Austin, Texas, August 1 - 3, 2021 (online poster presentation).

  • Teaching:
  • Quantitative methods in agricultural business economics (M.Sc. Sustainable International Agriculture, WiSe 2020/21)

  • Themenzentriertes Seminar (M.Sc. Agrarwissenschaften, SoSe 2022)

  • Tutor & Guest Lecturer in Microfinance for the Rural Poor – A Business Class (WiSe 2019/20, 2020/21, 2021/22)